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Community Development

Housing Division

Housing Services Program

The Housing Services Program administers a variety of loan and grant programs, listed below, which are made available to low-income residents of the City of Salinas.

  • Low-interest Housing Rehabilitation loans are available to owner-occupied homeowners as well as investors (required to rent to low income households) whose homes are in need to repair.
  • Housing Accessibility Assistance Grants are available to applicants with disabilities to help alleviate architectural barriers, which limit mobility in their homes. These homes must be owner occupied.
  • First Time Homebuyer Program assists potential low-income Salinas residents with down payment assistance loans to purchase their first home. Please see information bulletin. English | Spanish

Housing Accessibility Grants
Grants in amounts up to $14,000 per household are available to assist qualifying property owners to remove architectural barriers which limit access or impede mobility, as well as to install fixtures which may reduce hazards aggravated by a disability.


Who Can Apply?

Owner-occupants of mobile homes or single-family residences whose members include individuals with physical disabilities or handicaps. The property must be located within the City limits. The title to the property must be vested in the name of the qualifying applicant or a member of his or her immediate family. Only licensed contractors may perform funded work requiring a building permit. Assistance is provided as a grant; funds need not be repaid.

Eligible Modifications

The following are examples of items eligible for funding: ramps, railings, grab bars, ball bearing drawers, personal hygiene hardware, appropriate floor coverings, installation of shower unit, widening of doors, cabinet alterations, rewiring to lower switches or raise outlets, replacement of door and window hardware, and alteration of plumbing fixtures.

How Do I Apply?

Interested households should first call the City of Salinas Housing Services Program and be advised of eligibility criteria and the application process. Potential applicants are provided an application to determine eligibility. Upon successful determination of preliminary eligibility, staff completes necessary title and income verifications. Next, the site is inspected and a list of repairs/modifications is written up. Staff obtains bids, monitors the work, and processes payment. Denied applicants will be provided with a written notice of denial. (Hablamos Español)


Housing Rehabilitation Program
The Housing Services Program is a home repair and improvement program serving property owners within the Salinas city limits. Through the HSP, the City of Salinas provides technical and financial assistance, allowing qualifying property owners to correct deficiencies and improve the livability of their residential property.

Eligible improvements and repairs include: roofs, plumbing, windows, foundations, floors, electrical systems, bathrooms, kitchens, etc.

Low interest loans in amounts up to $72,000 are available to eligible property owners to make repairs to their residential property. The loans are processed and administered by the HSP, with an interest rate of 5% for owner-occupied residences and 6% for the owners of rental property. The loans have an amortized term of 15 years.

The rates and terms of the program are established by the City Council and are subject to change. In certain hardship situations, repayment of the loan may be deferred. In these instances the interest rate is 3% and the loan is reviewed every five years.

There is no charge for the HSP loan or the staff time. However, the property owner is responsible for all project costs and fees such as: title insurance, appraisal, plan preparation, etc. These costs may be wrapped into the loan.

Eligibility

Loans are available for owner-occupant households with an income not exceeding 80% of the median income for Salinas, adjusted for family size, as noted in table below. Rental properties may also be assisted, however, tenants must meet the same income guidelines and rents are restricted for the term of the loan:

* 2011 Income Limits
Family Size Maximum
1
$38,000
2
$43,400
3
$48,850
4
$54,250
5
$58,600
6
$62,950
7
$67,300
8
$71,650

* Subject to Change

How to Apply

City of Salinas
200 Lincoln Ave.
Salinas, CA 93901
(831) 758-7334
711 TDD users